We meet up with Sebastian Krook, Head of Factoring at Bizcap. Our goal is to learn more about how they’re using Quiddly and how they plan to make a mark on the Swedish credit market with their mix of factoring and business loans.
Focus on personal service and flexibility
Founded in 2021, Bizcap is built by people with extensive experience in entrepreneurship, company building, and financing. Since its launch, the company has already supported more than 250 businesses and financed over SEK 1.2 billion.
With a strong offering across both business loans and factoring, Bizcap focuses on helping companies take the next step with a flexible and decisive financial partner.
Bizcap became a Quiddly customer in 2025. Their goal is clear: to combine speed, clear terms, flexibility, and a strong emphasis on service across both lending and factoring.
My priority is to build the organisation for the factoring business area. Creating structure, and creating the right conditions for us to hit our goals while maintaining excellent customer service. The combination of the right people, the right positioning, and the right tools are crucial building blocks.
Why choose Quiddly as a provider?
Whether we are working with fast-growing niche players like Bizcap or traditional banks, our focus is always to give 100 percent attention and remain receptive to their needs.
Choosing Quiddly was an easy decision. From the very first demo, we could see that you had developed a flexible and thoroughly thought-out platform. The collaboration has worked like a charm, with a dedicated contact person who’s always reachable and tech support that responds quickly every time.
At Quiddly we build our platforms based on the reality of our customers, and it’s their feedback combined with our expertise that shapes the future of factoring and lending tools. That’s why it’s extra rewarding to receive validation through positive feedback like the kind from Bizcap.
Why Quiddly’s platform is different
We know that the systems we deliver are core systems that are critical to our customers’ daily operations. They need to be stable and well thought out but also flexible and scalable. We like to say that we aim to do things not just differently, but better.
What we appreciate the most is that Quiddly has built a platform that stands out from what we’ve seen at previous employers and other providers. It gives us an incredible range of solutions we can offer our clients. And despite that range, the system is very easy to navigate and work with.
With Quiddly’s modules for factoring and debt collection, Bizcap has been able to build a scalable and future-proof setup that supports their continued expansion.
Learn more about our solutions
At Quiddly we develop and license complete cloud based systems for Factoring, Business Loans, Invoicing and Debt Collection. Our concept is simple, but the solutions are advanced.
Pick & Mix from our modules to lay the foundation for your fintech machinery. Add additional functionality by choosing from our vast and continuously evolving library of addons and integrations. Enjoy quick time to market and the possibility of custom development. Don’t lose, only pay for what you use. It’s that simple!
Our solutions supercharge the whole organization, all the way from management, to operations and tech. We have specialists inside Quiddly that are used to communicate with these different key functions and maximize the output of our solutions.
Feel free to visit our solutions page to learn more about our modules for Business Loans, Factoring and Debt Collection.